ACE Personal Trainer Practice Exam

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Prepare for the ACE Personal Trainer Exam. Study with flashcards and multiple choice questions, each question includes explanations and hints. Get exam-ready now!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What type of insurance is specifically designed for the health and fitness industry?

Workers' compensation insurance
Property insurance
Professional liability insurance
Automobile liability insurance

The correct answer is: Professional liability insurance

Professional liability insurance is specifically designed for the health and fitness industry as it provides coverage for claims arising from the services rendered by fitness professionals. This type of insurance protects personal trainers and fitness instructors against legal claims or lawsuits due to negligence, errors, or omissions in their professional services. In the health and fitness field, trainers are responsible for the safety and well-being of their clients during workouts and fitness assessments. Should a client experience an injury or issue that they attribute to the trainer's guidance, professional liability insurance is crucial for covering legal fees and potential settlements. This coverage is tailored to the unique risks faced by fitness professionals, distinguishing it from other types of insurance like workers' compensation, which focuses on employee injury, or property insurance, which protects physical assets.